Money Moves Aren’t Motivational — They’re Relational (Why Your New Year’s Resolution Keeps Ghosting You) Every January, people swear this year will be different. Different budget. Different discipline. Different bank balance. And by February? Same overdraft. Same stress. Same excuses wearing a new hoodie. Here’s the part nobody wants to admit: Money doesn’t respond to motivation. It responds to relationship. You don’t “fail” at money because you’re lazy. You fail because you keep treating money like a toxic situationship instead of a system you actually show up for. The Lie of the New Year Reset The calendar