You Don’t Have a Money Problem — You Have a Discipline Leak A Money Moves Report from the Realm of Chaos Let’s stop lying to ourselves. Most people don’t have a money problem. They have a discipline leak. Money isn’t disappearing mysteriously. It’s bleeding out in small, boring, avoidable ways, through habits you excuse, routines you never questioned, and decisions you make when you’re tired and don’t want to think. That’s not bad luck. That’s pattern behavior. Or, if you’re anything like me, you get that fuck it feral energy around your monthly shark week, and there goes the